‘Educational’ Category

Smart EOFY 2013 Strategies

12 End of Financial Year strategies to consider…

With the end of the financial year fast approaching, now is a great time to take advantage of various superannuation, insurance and tax strategies to reduce costs, save tax and streamline your finances.

Below is a useful guide to help you get there, but if you have any doubts or concerns, please contact us or discuss your personal circumstances with your financial adviser or tax specialist before taking action. Rick Maggi.

Read Smart EOFY Guide

The Aussie dollar – is the best really behind it?

Where to from here?

Has the Australian dollar peaked? What can we expect going forward? What can you do to take advantage? Rick Maggi.

Read more here

No Free Lunches

What is the real cost of investment certainty?

An excerpt from Jim Parker’s ‘Outside the Flags’ (Vice President at Dimensional Australia) discusses the hidden risks of “certain” outcomes and capital guarantees. Worth a quick read. Rick Maggi.

Read No Free Lunches’ here

Japan’s monetary easing and global markets

What are the implications for Australia?

Following the recent changes to Japan’s monetary policy, AMP Capital’s Dr Shane Oliver discusses it’s implications for global share markets. Rick Maggi.

Watch Now

Are we in for another bout of weakness?

Olivers Insights

After a strong start to the year, share markets have had a few wobbles lately and bonds have rallied again. Sell in May and go away? Rick Maggi.

Read more here

Work to live-not live to work

Finding that elusive work/life balance…

An interesting article with practical tips. Enjoy! Rick Maggi.

Read here

Government announces changes to superannuation…

What does it all mean?

Here’s the good news. The changes were not ‘draconian’, as feared in recent weeks. In fact, most Australian’s won’t be impacted by the tweaks to investment earnings tax on pension balances. The bad news is that all of this adds greater complexity to an already complex area, which is why you should speak to your financial planner. Below is a bullet point summary of the changes, but there are other areas to consider as well, so call us. Rick Maggi.

Super Changes

Money Printing. What are the risks?

Another look at ‘Quantitative Easing’ (Video)

Don’t let the term ‘quantitative easing’ scare you. The concept and reasons behind it are simple and quite justifiable in the the current climate. AMP Capital’s Dr Shane Oliver attempts to briefly explain what it is, why it’s being done, and the implications for shares and bonds going forward. An easy to understand 4 minute video, worth viewing. Enjoy! Rick Maggi.  View video here

Running to Stand Still

‘Outside The Flags’ (Jim Parker, Dimensional)

Trying to correctly time your entry point to the market is never easy. Just ask the experts. This brief article written by Jim Parker, VP of Dimensional (DFA) Australia, is another reminder of the perils of market timing. Let me know if you’d like a copy of Jim Parker’s book ‘Outside the Flags’ – an easy, enjoyable read. Rick Maggi.

Read ‘Running to Stand Still’

Don’t worry about a stock market drop…

Feeling a little Vertigo?

With US share markets at all time highs and Australian markets quickly gaining ground, it is only natural to feel a little nervous about what might be around the corner. British Journalist and Economist, Anatole Kaletsky, suggests that you might want to take a different view. Read more here. Enjoy! Rick Maggi.