Don't be retiring when you're retired...
For many retirees, low-risk assets such as cash and government-backed bonds are often seen as the safest ways of protecting capital over the long term.
Yet, depending on your broad retirement goals and tolerance for risk, putting all your eggs into one or two asset classes will most likely expose you to investment hazards over the long term.
In fact, what you may see as a safe investment strategy today could easily become the opposite over time.
It's why taking an active role in your investments, to ensure you have the best chance of both protecting and growing your capital, is just as important in retirement as it is before you stop working.
The 2020 Vanguard Index Chart puts that all into context, because it shows exactly how different asset classes have performed over the last 30 years….