Financial & Retirement Advice
RICK MAGGI Certified Financial Planner, Managing Director of Westmount Financial (Perth CBD).
Perth-based Financial Advisor Rick Maggi has dedicated over 40 years to helping clients achieve financial independence, offering investment and retirement solutions that are both resilient and refreshingly simple to manage.
With experience guiding clients through various economic cycles, geopolitical shifts, and personal life changes, Rick understands the value of accessible, thoughtful financial advice and continuous support. Founded in 1977, Westmount Financial embodies this commitment to clarity and stability in financial planning.
A clear path FORWARD
Clarity is everything.
Achieving your financial and retirement goals, whatever they may be, is far more likely if your vision, priorities, and values are placed front and centre.
Research suggests that Financial Advisor clients are generally happier, wealthier, and feel more in control, and demand for authentic ‘goals-based’ financial advice has grown exponentially in recent years.
With many financial planning services now on offer, consumer choice is finally improving. And while the majority of Australians generally favour a more accessible, personalised approach, it’s important to consider what best suits your individual circumstances - there is no one-size-fits-all solution.
Keeping it simple
Taking the time to reflect and focus on what matters most to you should be an enjoyable, engaging experience - not a chore.
An experienced Financial Advisor can help clarify your objectives and outline effective strategies for achieving your lifestyle and retirement objectives, providing ongoing support to you (and your family) along the way.
At Westmount, our aim is clear - to inform, simplify and support. We break down and demystify the complicated world of retirement planning and wealth management, empowering our clients to make informed financial decisions with confidence and ease.
If retirement has been on your mind recently, you’re likely envisioning a life filled with travel, hobbies, well-deserved “me-time,” and finally indulging in experiences you've postponed for years. Clear skies are on the horizon.
At the same time, you might be quietly crunching numbers, wondering whether you can retire comfortably or at least reduce work to just a few days a week. If so, now is the time to address these questions directly.
By leaning into and clarifying the retirement puzzle once and for all, you can not only strengthen your financial position but also gain a deeper sense of calm, confidence, and certainty.
If you find yourself at this retirement crossroad, consider consulting a seasoned Financial Advisor for a valuable second opinion.
A fresh focus
As 2024 draws to a close, the world is contending with numerous economic and geopolitical pressures - inflation, high interest rates, Trump 2.0, a sluggish Chinese economy, and ongoing conflicts in Ukraine and the Middle East. Although Australia’s economy has so far managed to stave off recession, a prevailing sense of uncertainty continues to weigh on domestic confidence.
In such unpredictable times, stepping back to objectively assess the bigger picture can bring clarity and peace of mind, enhancing both financial stability and personal well-being. Building and safeguarding your wealth in the years ahead will demand both a clear perspective and a steady approach.
This year, consider setting aside the distractions of sensational news and volatile market commentary. Instead, focus on developing a well-informed strategy that lays a stable foundation for achieving your desired lifestyle. Seeking a second opinion may also provide valuable insights at this significant juncture.
Rick Maggi CFP, Financial Advisor (Perth), Westmount Financial.
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