There are several reasons why someone may choose to pay for a Financial Adviser:

1. Expertise: A financial adviser can provide expert advice on a wide range of financial topics, such as retirement planning, investment strategies, and tax planning.

2. Objectivity: An adviser can provide an unbiased perspective and help you make objective decisions about your finances.

3. Time-saving: An adviser can save you time by handling the research and legwork involved in making financial decisions.

4. Tailored advice: A financial adviser can help you create a personalized financial plan that takes into account your unique circumstances and goals.

5. Goal achievement: A financial adviser can help you stay on track and make sure you are on the right path to achieving your financial goals.

6. Monitoring and Rebalancing: A good financial advisor will be able to monitor your investments and ensure that they are in line with your goals, risk tolerance, and time horizon and will also help you to rebalance your portfolio as needed.

7. Stress Reduction: Dealing with financial matters can be stressful, and having a professional to help guide you through the process can help reduce that stress.

Please note that hiring a financial advisor is a personal choice and it depends on individual's financial goals, complexity of their financial situation, time and effort they are willing to invest to manage their finances, and their risk tolerance.

Rick Maggi