Rick Maggi

14 April 2021

Educational, Investing, Superannuation, Retirement

The importance of starting point valuations...

Rick Maggi

14 April 2021

Educational, Investing, Superannuation, Retirement

The importance of starting point valuations...

It makes sense that the cheaper you buy an asset the higher its prospective return will be. However, this is frequently forgotten with investors often tempted to project recent returns into the future regardless of valuations…

Rick Maggi

4 April 2021

Educational, Ethical Investing, Investing, ESG

Climate Change & Asset Prices

Rick Maggi

4 April 2021

Educational, Ethical Investing, Investing, ESG

Plenty of evidence suggests markets do a good job of reflecting information about climate change in asset prices—which may encourage firms to manage their climate risk exposure…

Rick Maggi

1 April 2021

Educational, Exchange Traded Funds, Dividends, Distributions

Dividends & Distributions - what's the difference?

Rick Maggi

1 April 2021

Educational, Exchange Traded Funds, Dividends, Distributions

Dividends & Distributions - what's the difference?

What's a dividend and what's a distribution? Find out the difference between the two and how they work when it comes to ETFs…

Rick Maggi

12 March 2021

Educational, Taxation

Working from home? Here's what you can claim...

Rick Maggi

12 March 2021

Educational, Taxation

Working from home? Here's what you can claim...

Setting up a home office? Here’s how to create a comfortable workspace, while offsetting the extra costs of working remotely….

Rick Maggi

27 February 2021

Economics, Educational, Financial Advice, Financial Planning, Gearing, Index Funds, Investing, Market/Economic Update, Retirement, Shares, Strategy, Superannuation, Wealth Accumulation, Westmount Financial, Risk

The risks in hunting for higher returns...

Rick Maggi

27 February 2021

Economics, Educational, Financial Advice, Financial Planning, Gearing, Index Funds, Investing, Market/Economic Update, Retirement, Shares, Strategy, Superannuation, Wealth Accumulation, Westmount Financial, Risk

The risks in hunting for higher returns...

How much investment risk are you willing to take?

Rick Maggi

25 February 2021

Budgeting, Debt Management, Economics, Educational, Financial Planning, Financial Advice, Finance, Millenials, Self Development, Trusted Advice, Students

Budgeting tips for students...

Rick Maggi

25 February 2021

Budgeting, Debt Management, Economics, Educational, Financial Planning, Financial Advice, Finance, Millenials, Self Development, Trusted Advice, Students

Starting or returning to study is an exciting time! But let’s be real, unless you’re also working full time, you’ll have less income while you complete your studies. That’s where a little planning can help make the most of your student budget…

Rick Maggi

9 February 2021

Educational, Economics, Investing, Westmount Financial, Wealth Accumulation

9 common investment mistakes...

Rick Maggi

9 February 2021

Educational, Economics, Investing, Westmount Financial, Wealth Accumulation

In the confusing and often seemingly illogical world of investing, investors often make of bunch of mistakes that keeps them from reaching their financial goals. This note takes a look at the nine most common mistakes investors make….

Rick Maggi

4 February 2021

Educational, Investing, Westmount Financial, Wealth Accumulation

The importance of diversification...

Rick Maggi

4 February 2021

Educational, Investing, Westmount Financial, Wealth Accumulation

Diversification, spreading your money across a range of different assets rather than putting it all into one place, is one of the core principles of investment risk management. That's because investment returns from different assets are never consistent…

Rick Maggi

3 February 2021

Educational, Investment Fees

5 Things You Should Know About Fees...

Rick Maggi

3 February 2021

Educational, Investment Fees

Vanguard's founder Jack Bogle once said: 'common sense tells us that performance comes and goes, but costs go on forever.' Below are five things you should know about fees before you invest in ETFs…

Rick Maggi

19 January 2021

Economics, Educational, Investing, Retirement, Self Development, SMSF, Superannuation, Wealth Accumulation, Westmount Financial

How to achieve investment success in 2021...

Rick Maggi

19 January 2021

Economics, Educational, Investing, Retirement, Self Development, SMSF, Superannuation, Wealth Accumulation, Westmount Financial

How to achieve investment success in 2021...

Elon Musk, the 49-year-old founder of U.S.-listed electric vehicle maker Tesla, generated global headlines once again last week when he achieved the status as the world's richest person….

Rick Maggi

13 January 2021

Career Advancement, Educational, 2021, Employment, Well Being

5 ways to make yourself more employable in 2021...

Rick Maggi

13 January 2021

Career Advancement, Educational, 2021, Employment, Well Being

5 ways to make yourself more employable in 2021...

If you’re among those who lost their job or missed out on work opportunities last year due to COVID-19, here’s what you can do to improve your employment prospects in 2021…

Rick Maggi

11 January 2021

Economics, Educational, Finance, Financial Advice, Financial Planning, Investing, Interest Rates, Market Risk, Market/Economic Update, Superannuation, Wealth Accumulation, Westmount Financial

2021 Outlook...

Rick Maggi

11 January 2021

Economics, Educational, Finance, Financial Advice, Financial Planning, Investing, Interest Rates, Market Risk, Market/Economic Update, Superannuation, Wealth Accumulation, Westmount Financial

Can investment returns hold up? Here is a summary of key insights and views on the investment outlook in simple point form…

Rick Maggi

10 December 2020

Educational

9 ways to teach kids the value of money at Christmas...

Rick Maggi

10 December 2020

Educational

9 ways to teach kids the value of money at Christmas...

What’s the meaning of Christmas in your household? While it can sometimes feel like spending a small fortune on gifts and food is non-negotiable, it’s not the only option…

Rick Maggi

6 December 2020

Educational

Investing basics for first timers...

Rick Maggi

6 December 2020

Educational

The students of 2020 are graduating to the adult world in one of the most uncertain times in recent history amid recession, pandemic and global political tensions…

Rick Maggi

30 November 2020

Educational, Financial Planning, Financial Advice, Finance, Financial Stress, Gifting

Be a smart gift giver this holiday season...

Rick Maggi

30 November 2020

Educational, Financial Planning, Financial Advice, Finance, Financial Stress, Gifting

Be a smart gift giver this holiday season...

After a year like no other, many of us are looking forward to a relaxing holiday season shared with family and friends. Check out these easy ways to stretch your Christmas gift budget further…

Rick Maggi

25 October 2020

Strategy, Shares, Superannuation, Investing, Educational

Investing or gambling?

Rick Maggi

25 October 2020

Strategy, Shares, Superannuation, Investing, Educational

Are we jumping into the market with a realistic plan and the view that we are investing for the long-term? Or are we essentially downloading an app to try our luck on some shares?

Rick Maggi

9 October 2020

Educational, Finance, Financial Advice, Financial Assistance, Financial Planning

Covid: Where do our finances stand now?

Rick Maggi

9 October 2020

Educational, Finance, Financial Advice, Financial Assistance, Financial Planning

Find out just how many Australians are feeling the effects of COVID on their income, savings and how they’re changing their behaviour as a result…

Rick Maggi

30 September 2020

Economics, Educational, Market/Economic Update, Monthly Newsletter/Snapshot, Shares, SMSF, Stats, Strategy, Superannuation, Wealth Accumulation

Vanguard Market Commentary

Rick Maggi

30 September 2020

Economics, Educational, Market/Economic Update, Monthly Newsletter/Snapshot, Shares, SMSF, Stats, Strategy, Superannuation, Wealth Accumulation

A clear, concise economic and market update from Vanguard Australia…

Rick Maggi

18 September 2020

Economics, Educational, Financial Planning, Investing, SMSF, Superannuation, Retirement, Wealth Accumulation

Important changes to superannuation...

Rick Maggi

18 September 2020

Economics, Educational, Financial Planning, Investing, SMSF, Superannuation, Retirement, Wealth Accumulation

For better or worse, superannuation rules continue to evolve. However, from July 1, 2020, new rules were introduced making contributing to superannuation in your later years just the little bit easier…

Rick Maggi

15 September 2020

Economics, Educational, Shares, SMSF, Strategy, Superannuation, Wealth Accumulation

Is the stock market divorced from reality?

Rick Maggi

15 September 2020

Economics, Educational, Shares, SMSF, Strategy, Superannuation, Wealth Accumulation

Is the stock market divorced from reality?

A 3-minute read and assessment of the current state of the stock market, from Dimensional Fund Advisors….