Define Your Goals
Clearly outline your investment time frame and risk tolerance. These factors guide how you allocate your portfolio between riskier assets like stocks and more stable options such as bonds.
Embrace Diversification
Use exchange-traded funds (ETFs) and managed funds to access a variety of asset classes and global securities, spreading your risk effectively.
Prioritize Cost Efficiency
Management and transaction fees can erode returns. While the cheapest fund isn’t always the best, aim for a balance between cost and quality.
Maintain Discipline
Investing can stir emotions, especially during market volatility. Stick to your long-term strategy and avoid hasty decisions that deviate from your plan.
Leverage Professional Expertise
For confidence and ease, rely on professional investment managers. Vanguard’s diversified portfolios offer low-cost access to thousands of global securities, regular rebalancing, and alignment with your goals.
Backed by nearly 50 years of experience and supported by a global team of 80 economists, investment strategists, and researchers, these portfolios simplify diversification while delivering professional insight.

Watch Vanguard’s video here…

Rick Maggi CFP, Financial Advisor/Planner, Perth