Rick Maggi 24 April 2024 Superannuation, Tax Deductions, SMSF, Small Business, Salary Sacrfice, Pensions, Westmount Financial, Rick Maggi Tip #2: Understand your 'Total Superannuation Balance' (TSB).... Rick Maggi 24 April 2024 Superannuation, Tax Deductions, SMSF, Small Business, Salary Sacrfice, Pensions, Westmount Financial, Rick Maggi Sounds a little boring or obvious doesn’t it? But knowing your Total Superannuation Balance or ‘TSB’ will give you (and your Financial Advisor) a clear eligibility pathway to taking advantage of generous super concessions.