Planners Perth

US/China: Circling The Drain

US/China: Circling The Drain

After months of negotiations, China and the US are on the brink of an all-out trade war. On Friday, the US unveiled a list of $50bn in Chinese goods to target with 25% tariffs, pledging more duties if China retaliated…

Is working more the answer?

Is working more the answer?

When working more means earning more, it makes sense to take that promotion or extra shift to get ahead financially. But when expenses go up and quality of life goes down, is the price you’re paying for longer hours too high? 

Postgraduate education: Is it worth it?

Postgraduate education: Is it worth it?

So you’ve finished your degree - now what? With more Australians taking time to study for longer, find out if the benefits to your career and earning potential could be enough to make it worth investing in a postgraduate qualification…

The Many Risks of Gearing

The Many Risks of Gearing

If you are you borrowing money to invest, or considering it, it’s important to ensure you aware of the many risks involved. Gearing, or borrowing money to invest, can be a great way to grow your wealth, but it isn’t for everyone.

True Advice Versus 'Product Sellers'

True Advice Versus 'Product Sellers'

In the wake of the Banking Royal Commission, the distinction between ‘product sellers’ and real Financial Advisors seems to have been lost on the media and legislators. With the misdeeds of a very few, an entire profession (there are 18,000 financial advisers in Australia) has been unfairly tarred with the same brush, and left to pick up the pieces…

E+R=O, a formula for success

E+R=O, a formula for success

Combining an enduring investment philosophy with a simple formula that helps maintain investment discipline can increase the odds of having a positive financial experience…

Trump & Trade War Risks

Trump & Trade War Risks

After the calm of 2017, 2018 is proving to be anything but with shares falling in February on worries about US inflation, only to rebound and then fall again with markets back to or below their February low, notwithstanding a nice US bounce overnight. So what’s driving the weakness and what should investors do? 

Laterpreneurs: Encore careers

Laterpreneurs: Encore careers

Once upon a time, people went out, got a job and stayed there for the rest of their working lives. But “a job for life” is no longer an option for most working Australians.

Changing careers, going out on your own and pursuing a dream to become self-employed has become the reality for many. The amount of co-working spaces that have opened up in major cities is evidence that more people are working for themselves and starting their own businesses...

Geopolitical Risks In The Year Of The Dog

Geopolitical Risks In The Year Of The Dog

In 2018 it’s already clear that geopolitical events remain significant, for example with Trump’s tariffs and the messy Italian election result. Despite their benign financial market impact over the last two years they are worth keeping an eye on. This note takes a look at why geopolitics is more important for investors these days and what to look out for this year....

How To Reduce Your Downside Risk

How To Reduce Your Downside Risk

The addition of indexing to a portfolio of actively managed investments may markedly reduce an investor's downside risk.  This very brief commentary is a little on the technical side, but worth a thought. Read on to learn more...

Why All The Share Market Volatility?

Why All The Share Market Volatility?

The return of inflation has been mentioned quite a lot recently as a reason why share markets are jumpy all of a sudden, by what has the return of inflation in the United States really got to do with share market volatility?

Mini-retirement: Where do I sign?

Mini-retirement: Where do I sign?

Think a mini-retirement sounds like a pipe-dream? If you daydream about having the time and energy to get through your bucket list while you’re still young, it could be time for the blue-sky thinking and practical planning that can make it happen...

What is the risk of a US recession?

What is the risk of a US recession?

Was the 10% selloff the 'entree' of what's to come, or just a 10% correction?