Financial Advice

Spend Less: 7 Mind Hacks

Spend Less: 7 Mind Hacks

When it comes to spending money, your brain has a whole A to Z of biases steering you towards splashing out instead of sticking to your budget. Find out how these mind habits work and learn hacks to help you get the better of them…

Will history be on our side in 2019?

Will history be on our side in 2019?

The All Ordinaries Index finished 2018 down 6.7%, the first negative year since 2011. Over the last 40 years the sharemarket has produced negative returns 8 times, and on 7 occasions markets rebounded the following year. Is history on our side in 2019?

Your No 1 Financial Focus, Decade By Decade...

Your No 1 Financial Focus, Decade By Decade...

Everyone has a different life journey they’re on. But getting on top of key financial goals as you follow your own path could see you enjoying a more comfortable lifestyle and being ready for the next chapter to begin. Read our guide to getting all your money matters sorted out, one decade at a time…

Are shares too expensive?

Are shares too expensive?

Some commentators claim shares are way overvalued and so a crash is inevitable. As always, it’s a lot more complicated, but given the current turbulence in share markets it’s worth having a look at whether share markets are expensive or not as a guide to how vulnerable we are to further falls….

One income or two?

One income or two?

Living on just one income can be a challenge whatever the circumstances. For singles and couples, with or without children, budgeting for all your household expenses is easier when you take steps to manage your money in a different way…

9 Keys To Successful Investing...

9 Keys To Successful Investing...

In the rough and tumble of investment markets its very easy to get distracted: by talk of the next best thing that will make you rich, by the ever-present predictions of an imminent crash, by the worry list that constantly surrounds investment markets relating to growth, profits, interest rates, politics, etc…

Role Reversal

Role Reversal

...when your parents are relying on you!
As your parents get older, your whole family will be facing lots of changes. Supporting them during this time can be challenging, with lots of choices to be made. Get some tips to help you prepare for this role-reversal without it becoming a burden or a cause of family conflict…

Trumponomics

Trumponomics

For the most part Trump the pragmatist has dominated so far. But we have clearly seen a swing to Trump the populist this year – raising risks for investors...

Fear Factor Investing

Fear Factor Investing

Fear is a factor in many of our investment decisions. Now, that’s not always a bad thing because fear can be an effective motivator that overcomes another great emotional roadblock for investors – procrastination…

Strong returns, but storm clouds gather...

Strong returns, but storm clouds gather...

After reviewing the returns of the last financial year, this note looks at the investment outlook for 2018-19 financial year…

So you're starting a family...

So you're starting a family...

Starting a family will bring you plenty of joy, but it will also create many challenges. In addition to possible sleepless nights and changes in your lifestyle, it could also affect you financially…