If there is one “technical thing” investors should know about investing, it’s the power of compound interest…
Slowly removing monetary stimulus is more good news than bad...
The march of central banks towards tighter monetary policy has stepped up over the last few months. Is this such a bad thing?
6 investment things to consider before 30 June...
With only a short time left before the end of the financial year, it's potentially worth assessing your investments both outside and inside of superannuation.
Big Market Delusion: Electric Vehicles
Big markets have a special allure for investors. They offer the promise of another Apple, Google, or Microsoft…
A mixed season for dividends
The variability in company dividends can be a concern for those reliant on dividend payouts for income. In this low yield environment, it may be prudent to consider a total-returns approach instead…
The risks in hunting for higher returns...
What millennials are thinking about investing and retirement...
Vanguard surveyed more than 850 millennials in the U.S. currently aged 24 to 39, who make at least US$50,000 per year, as part of a broader study on how people across different generations feel about retirement, investing, and financial advice during market volatility…
Power Move Podcast (Ep 1): Investing 101
Power Move is a three part series all about investing, brought to you by Future Women in partnership with Vanguard Australia. This article recaps the key points discussed in episode 1 with Shannon Nutter, including what is investing and why it's so important…
Survey: Investment preferences of the young...
ASX recently published its annual investor study which this year surveyed over 5,000 investors on their investment preferences and priorities…
The trouble with intuition...
Cognitive bias has been of particular interest to the investing community and long lists of biases – confirmation bias, anchoring, the recency effect and dozens of others – are now the stock-in-trade of beginner investors worldwide…
Don't be retiring when you're retired...
For many retirees, low-risk assets such as cash and government-backed bonds are often seen as the safest ways of protecting capital over the long term. Yet, depending on your broad retirement goals and tolerance for risk, putting all your eggs into one or two asset classes will most likely expose you to investment hazards over the long term…
EOFY: Time to take stock, why costs matter...
Maybe its just me, but all too often, perhaps in the drive to achieve better investment results, fee considerations seem to fall off the agenda somewhere along the line…
Advice to the next generation...
Following his recent triumph at the 2020 Australian Open, world number one Novak Djokovic was asked if he had any advice for the next generation of tennis players…
Uncommonly average...
Ask a farmer about average rainfall figures and he’s likely to look at you sceptically. Knowing how actual rainfall varies from year to year, farmers will carefully manage their crops and irrigation. It’s a lesson many investors could learn as well…
The Many Risks of Gearing
If you are you borrowing money to invest, or considering it, it’s important to ensure you aware of the many risks involved. Gearing, or borrowing money to invest, can be a great way to grow your wealth, but it isn’t for everyone.
Investing: Cautious optimism better for your health...
At the start of last year, with global and Australian shares down around 20% from their April/May 2015 highs, the big worry was that the global economy was going back into recession and that there will be another Global Financial Crisis (GFC). Now, with share markets having had a strong run higher, it seems to have been replaced by worries that a crash is around the corner and this will give us the global recession and new GFC that we missed last year!
Psych yourself into saving
Whether you’re struggling to make ends meet or living comfortably, saving money can be something you’ll be finding hard to do. In her new book “Mind Over Money: The Psychology of Money and How To Use it Better” BBC broadcaster and psychologist Claudia Hammond shares insights into how we can change our ways when it comes to budgeting, spending and saving more for a rainy day...
ESG GAINING IN POPULARITY
According to the Global Sustainable Investment Alliance, over $22 trillion of assets were managed under responsible investment strategies globally in 2016, up 25% from 2014.
The rise of ESG (environmental, social and governance) investing can be attributed to a number of factors, such as generational change (Millennials and Generation X increasingly taking over from Baby Boomers in positions of influence), shifting energy sources (like renewable energy), climate change finally becoming a reality, and public-private collaborations. The list goes on.
Make no mistake, ethical/socially responsible/sustainable investing is not a vanity project or a niche thing. These days you can help out the planet by getting your money out of fossil fuels, or give the human race a break by divesting from weapons or tobacco, and still make a nice return.
For more information call us on 9382 8885.
Rick Maggi